/* Seguros — paleta alineada al hero (azul marino → teal) */
:root {
  --color-navy: #0c2340;
  --color-navy-mid: #0f4c81;
  --color-teal: #0d9488;
  --color-teal-bright: #00a896;
  --color-sky: #e0f2f1;
  --color-surface: #f4f8fb;
  --color-white: #ffffff;
  --color-text: #1e293b;
  --color-muted: #64748b;
  --color-warning-bg: #fff8e6;
  --color-warning-border: #f0c36a;
  --font-sans: "DM Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --radius: 10px;
  --shadow: 0 4px 24px rgba(12, 35, 64, 0.08);
  --shadow-sm: 0 1px 3px rgba(12, 35, 64, 0.06);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.55;
  color: var(--color-text);
  background: var(--color-surface);
}

.wrap {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 1.25rem;
}

.wrap-wide {
  max-width: 1040px;
}

.wrap-legal {
  max-width: 42rem;
}

/* Header */
.site-header {
  background: var(--color-white);
  border-bottom: 1px solid rgba(15, 76, 129, 0.12);
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(8px);
}

.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 0.875rem;
  padding-bottom: 0.875rem;
  max-width: 1040px;
}

.logo {
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--color-navy-mid);
  text-decoration: none;
  letter-spacing: -0.02em;
}

.logo:hover {
  color: var(--color-teal);
}

.nav {
  display: flex;
  gap: 0.65rem 1rem;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav a {
  color: var(--color-muted);
  text-decoration: none;
  font-size: 0.875rem;
  font-weight: 500;
}

.nav a:hover {
  color: var(--color-navy-mid);
}

/* Hero */
.hero {
  padding: 0;
  background: linear-gradient(135deg, var(--color-navy-mid) 0%, var(--color-teal-bright) 100%);
  color: var(--color-white);
}

.hero-inner {
  display: grid;
  gap: 2rem;
  align-items: center;
  padding: 2.5rem 1.25rem 3rem;
  max-width: 1040px;
  margin: 0 auto;
}

@media (min-width: 880px) {
  .hero-inner {
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
    padding: 3rem 1.5rem 3.5rem;
  }
}

.hero-copy h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.5rem, 4vw, 2.05rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-white);
  letter-spacing: -0.02em;
}

.hero .lead {
  margin: 0 0 1.25rem;
  font-size: 1.0625rem;
  color: rgba(255, 255, 255, 0.92);
}

.hero .benefits {
  margin: 0 0 1.75rem;
  padding-left: 1.25rem;
  color: rgba(255, 255, 255, 0.95);
}

.hero .benefits li {
  margin-bottom: 0.4rem;
}

.hero-visual {
  margin: 0;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.25);
  line-height: 0;
}

.hero-visual img {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
  aspect-ratio: 16 / 10;
}

.btn {
  display: inline-block;
  padding: 0.7rem 1.5rem;
  background: var(--color-white);
  color: var(--color-navy-mid) !important;
  text-decoration: none;
  font-weight: 600;
  border-radius: 8px;
  border: none;
  cursor: pointer;
  font-size: 1rem;
  font-family: inherit;
  box-shadow: var(--shadow-sm);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.12);
}

.hero .btn {
  background: var(--color-white);
  color: var(--color-navy) !important;
}

/* Disclaimer */
.disclaimer-section {
  padding: 2rem 0;
  background: var(--color-white);
  border-top: 1px solid rgba(15, 76, 129, 0.1);
}

.disclaimer-section h2 {
  margin: 0 0 1rem;
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-navy);
}

.disclaimer-box {
  padding: 1.25rem 1.35rem;
  background: var(--color-warning-bg);
  border: 1px solid var(--color-warning-border);
  border-radius: var(--radius);
}

.disclaimer-box p {
  margin: 0 0 0.75rem;
  color: var(--color-text);
}

.disclaimer-box p:last-child {
  margin-bottom: 0;
}

/* Sections */
.section-block {
  padding: 2.5rem 0;
  background: var(--color-white);
}

.section-block h2 {
  margin: 0 0 1rem;
  font-size: 1.35rem;
  color: var(--color-navy);
  font-weight: 700;
}

.section-alt {
  background: var(--color-sky);
}

.subheading {
  margin: 1rem 0 0.5rem;
  font-weight: 600;
  color: var(--color-navy);
}

.muted {
  color: var(--color-muted);
  font-size: 0.9375rem;
}

/* Cómo funciona */
.steps {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 1rem;
}

@media (min-width: 600px) {
  .steps {
    grid-template-columns: 1fr 1fr;
  }
}

.steps li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem 1.15rem;
  background: var(--color-white);
  border: 1px solid rgba(15, 76, 129, 0.12);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  color: var(--color-text);
}

.section-alt .steps li {
  background: var(--color-white);
}

.step-num {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 1.85rem;
  height: 1.85rem;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--color-white);
  background: linear-gradient(135deg, var(--color-navy-mid), var(--color-teal));
  border-radius: 50%;
}

.checklist {
  margin: 0 0 0.75rem;
  padding-left: 1.25rem;
  color: var(--color-text);
}

.checklist li {
  margin-bottom: 0.35rem;
}

/* Servicios + imagen */
.servicios-grid {
  display: grid;
  gap: 1.75rem;
  align-items: center;
}

@media (min-width: 720px) {
  .servicios-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
}

.servicios-visual {
  margin: 0;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  line-height: 0;
}

.servicios-visual img {
  width: 100%;
  height: auto;
  display: block;
}

/* Form */
.lead-form {
  margin-top: 1rem;
  padding: 1.5rem;
  background: var(--color-white);
  border: 1px solid rgba(15, 76, 129, 0.12);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
}

.field {
  margin-bottom: 1rem;
}

.field label {
  display: block;
  margin-bottom: 0.35rem;
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--color-navy);
}

.field input {
  width: 100%;
  padding: 0.65rem 0.85rem;
  font-size: 1rem;
  font-family: inherit;
  border: 1px solid #cbd5e1;
  border-radius: 8px;
  background: var(--color-white);
}

.field input:focus {
  outline: 2px solid rgba(13, 148, 136, 0.45);
  outline-offset: 1px;
  border-color: var(--color-teal);
}

.form-notice {
  margin: 0 0 1rem;
  font-size: 0.875rem;
  color: var(--color-muted);
}

.form-success {
  margin-top: 1rem;
  padding: 0.85rem 1rem;
  background: #ecfdf5;
  border: 1px solid #6ee7b7;
  border-radius: 8px;
  color: #065f46;
}

.form-hint {
  margin-top: 1rem;
  font-size: 0.8125rem;
}

.form-hint code {
  font-size: 0.8em;
  background: #f1f5f9;
  padding: 0.1rem 0.35rem;
  border-radius: 4px;
}

.btn-full {
  width: 100%;
  text-align: center;
  background: linear-gradient(135deg, var(--color-navy-mid), var(--color-teal));
  color: var(--color-white) !important;
}

.btn-full:hover {
  filter: brightness(1.05);
}

.btn-secondary {
  background: #475569;
  color: var(--color-white) !important;
}

.btn-secondary:hover {
  background: #334155;
}

/* Contact */
.contact-detail .contact-list {
  margin: 1rem 0 0;
}

.contact-list dt {
  margin-top: 0.85rem;
  font-weight: 700;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-teal);
}

.contact-list dt:first-child {
  margin-top: 0;
}

.contact-list dd {
  margin: 0.25rem 0 0;
}

.contact-list a {
  color: var(--color-navy-mid);
  font-weight: 500;
}

/* Footer */
.site-footer {
  padding: 2rem 0 2.25rem;
  background: var(--color-navy);
  color: #e2e8f0;
}

.site-footer .wrap {
  max-width: 1040px;
}

.footer-legal {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.25rem;
  margin-bottom: 1rem;
}

.footer-legal a {
  color: #94a3b8;
  text-decoration: none;
  font-size: 0.875rem;
}

.footer-legal a:hover {
  color: var(--color-white);
  text-decoration: underline;
}

.footer-disclaimer {
  margin: 0 0 1rem;
  font-size: 0.875rem;
  line-height: 1.55;
  color: #cbd5e1;
}

.footer-disclaimer strong {
  color: var(--color-white);
}

.small {
  margin: 0;
  font-size: 0.8125rem;
  color: #94a3b8;
}

/* Cookie banner */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 1rem 0;
  background: var(--color-navy);
  color: #e2e8f0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  box-shadow: 0 -8px 32px rgba(0, 0, 0, 0.2);
}

.cookie-banner[hidden] {
  display: none !important;
}

.cookie-inner {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

@media (min-width: 700px) {
  .cookie-inner {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
  }
}

.cookie-banner p {
  margin: 0;
  font-size: 0.875rem;
  line-height: 1.45;
  flex: 1;
}

.cookie-banner a {
  color: #5eead4;
}

.cookie-actions {
  display: flex;
  gap: 0.5rem;
  flex-shrink: 0;
}

.cookie-actions .btn {
  padding: 0.5rem 1rem;
  font-size: 0.875rem;
}

.cookie-actions .btn:not(.btn-secondary) {
  background: var(--color-teal-bright);
  color: var(--color-navy) !important;
}

/* Legal pages */
.legal-page .legal-main {
  padding: 2rem 0 3rem;
  background: var(--color-surface);
  min-height: 50vh;
}

.legal-main h1 {
  margin: 0 0 0.5rem;
  font-size: 1.75rem;
  color: var(--color-navy);
}

.legal-main h2 {
  margin: 1.5rem 0 0.5rem;
  font-size: 1.125rem;
  color: var(--color-navy);
}

.legal-main p,
.legal-main ul {
  margin: 0 0 0.75rem;
  color: var(--color-text);
}

.legal-main ul {
  padding-left: 1.25rem;
}

.legal-updated {
  font-size: 0.875rem;
  color: var(--color-muted);
  margin-bottom: 1.25rem !important;
}

.legal-main a {
  color: var(--color-navy-mid);
  font-weight: 500;
}